I remember the first time I opened a bank account' WHAT A PAIN IN THE %$#! More on that later' Every time I think about it I thank myself I chose to study finance so I could know things about money people usually don't know.

Anyways... getting back to our discussion. I remember I was 17 years old. I didn't know much about banks or even the world, but I did know I wanted a bank account! I wanted to save enough money to buy myself a hot new cara 1987 Chevrolet Camaro.

I knew I would impress the girls with it, but I had to first find the money to pay for it. Not only that, but keep it safe from thieves and from myself also because I hadand still havea habit of spending the money I had. So I went to the bank to open my little account. But I was rejected!

Rejected!!!

Yes, they said I wasn't old enough, that I needed me parent's permission, mumbo-jumbo crazy talk. A week later, after days of talking my father to let me, we both went to the bank and surprise, surprise...! Rejected again!

Apparently my father forgot to bring an important document or something I never did understand that. Anyhow, next week we paid the bank a visit and, for the third time, tried to open a bank account for me. And' yes you guessed it' rejected one more time!

I couldn't believe it' I was right there! But I couldn't open it. I wanted to get out of there as fast a I could but I had to wait for my father to finish something he had to do so I sat in the little couches they have. I was really starting to think about what was going on! When suddenly I saw a rich looking guy with his kid coming out of the manager's office and the boy had the biggest smile on his face' obviously ha had just opened his fist bank account.

That made me think about something interesting.

Although the bank said they would treat everyone the same it was evident to me it wasn't so. So after two weeks of hard work and asking my parent's some money, I was able to go to the bank with $4,000 and viola! I was treated like a king!

What I'm trying to say here is that is not a matter on how to open a bank account with bad credit history. It's the amount of money you have to open the account. The more you have the best they will treat you. Though' if you want a credit card' that's a whole different story. In that case you will need good credit.

Worry not because there are countless ways to fix your bad credit so you can enjoy what life haves in store for you.